July Quarterly Newsletter - 2025

Highlights of this Special Edition Newsletter:

• Protecting Our Seniors: Spotlight on Elder Abuse Awareness

• LVM Team Building: Escapology

• AI-Driven Scams - What to Watch For

• LVM Staff Announcements

Protecting Our Seniors: Spotlight on Elder Abuse Awareness

June 15 marked Elder Abuse Awareness Day—a global reminder of the importance of protecting the safety, dignity, and well-being of older adults in our communities. At LVM, we believe it’s a responsibility we all share—and that awareness is the first step toward prevention.

One of the most troubling yet underreported forms of elder abuse is financial exploitation—the unauthorized or improper use of an older person’s funds, property, or assets. As financial professionals and family members, we have a unique role to play in helping identify and prevent this form of abuse.

Ways You Can Help Protect Seniors

• Talk about money: Start open, judgment-free conversations with elderly family members

  about their finances and future plans.

• Stay alert: Be aware of warning signs like unusual account activity, sudden changes to estate plans, or unexplained spending.

• Take action: If you suspect abuse, contact local Adult Protective Services, law enforcement, or your family member’s financial institutions.

How Seniors Can Protect Themselves

• Stay connected: Isolation increases risk. Remaining active and socially connected can help protect against abuse.

• Plan ahead: Organize financial and legal documents early and review them regularly.

• Review finances often: Understand the value of powers of attorney and other tools for financial caregiving.

• Name a trusted contact: Add a reliable family member or friend as a “trusted contact” on financial accounts for added protection.

• Protect your personal information: Never share sensitive information like Social Security numbers or passwords over the phone or email.

LVM Is Here to Help

If you have concerns about the financial safety of a senior in your life, please don’t hesitate to reach out to your LVM advisor. We’re committed to supporting the financial health of all our clients—especially the most vulnerable.

Together, we can make a meaningful difference in the lives of our older loved ones.

LVM Team Building

Teamwork took center stage as the LVM crew tackled escape rooms at Escapology… a fun and engaging way to build trust, think creatively, and enjoy time together outside the office!

AI-Driven Scams - What to Watch For

As artificial intelligence (AI) continues to transform the way we work, communicate, and invest, it’s also being used by bad actors to create more convincing and sophisticated scams. At LVM Capital Management, we believe education and awareness are key tools in protecting your financial well-being.

What Are AI-Driven Scams?

AI scams use tools like voice cloning, deepfake videos, and automated chatbots to deceive individuals. Criminals can now mimic the voice of a loved one, create realistic but fake videos of trusted public figures, or impersonate legitimate companies to trick people into sharing sensitive information or sending money.

Common Tactics

• Voice Impersonation: Scammers may use AI to mimic a family member’s voice in a fake

  emergency call requesting money.

• Fake Investment Pitches: Deepfake videos featuring financial “experts” promoting fraudulent

  opportunities are increasingly common on social media.

• Phishing with a Twist: AI-generated emails or messages may be more personalized and

  convincing than traditional phishing attempts.

How to Protect Yourself

• Pause and verify: If something feels urgent or out of character, take a moment to verify it—

  especially requests for money or personal information.

• Use known contact channels: Don’t respond directly to unfamiliar calls, texts, or emails.

  Contact the person or institution using a verified number or email.

• Be cautious with social media: Scammers mine social media for personal details they can use

  to create believable scams.

• Enable account safeguards: Use multi-factor authentication and set up “trusted contacts” on

  your financial accounts.

Stay Vigilant

AI is a powerful tool, but like any technology, it can be misused. If you receive a suspicious message or encounter something unusual, don’t hesitate to contact your advisor at LVM Capital Management. We’re here to help you navigate this evolving digital landscape with confidence.

CONGRATULATIONS to our Colleagues!

Celebrating 37 Years Lisa Sokolowski

Trading Manager

Jordan Rummel has been promoted to Principal at LVM. Jordan holds a BSBA in Business Administration from Ferris State University as well as his CFP® and CRPC® designations. He joined LVM in 2013 and specializes in retirement planning and fixed income management.

WELCOME to our Intern!

Tyler Griggs has joined LVM as our 2025-2026 intern from Western Michigan University.

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